Guides
Last updated: July 2026
Straight answers to the San Diego property questions that come up most — Mello-Roos, surprise tax bills, financing, and the tax-base rules for owners moving up. Every figure is sourced and dated; none of it is legal or financial advice.
What Is Mello-Roos?
What Mello-Roos actually is, why San Diego has it, typical costs by community, and how to check any specific address.
The Supplemental Tax Bill Surprise
Why California buyers get a surprise property tax bill months after closing, what triggers it, a worked example, and how to budget for it.
VA Loans in San Diego: True Cost vs. FHA
VA funding fee tiers, FHA mortgage insurance, and a real San Diego price comparison — the true monthly cost difference for military buyers.
Prop 19 for Move-Up Buyers
How Prop 19 lets eligible California homeowners carry their low property tax base to a new home — mechanics, a worked example, and the sell-or-rent decision it enables.
See these numbers for your own address
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